Terms of Service

1. Service description

iGregulator (the "Service") provides a REST API, an MCP server, a dashboard at app.igregulator.io, and supporting documentation that surface licensing data scraped from public gambling-regulator registers (UKGC, MGA, CGA, KGC, AGA, TGC, the Isle of Man GSC, iGaming Ontario's operator directory, Sweden's Spelinspektionen, Spain's DGOJ, the Belgian Gaming Commission, Germany's GGL, Colombia's Coljuegos, Ukraine's PlayCity, and additional regulators added over time). The Service does not host gambling activity, process bets, or facilitate any iGaming operation — it indexes publicly disclosed regulatory data and exposes it programmatically.

2. Data accuracy and use

Data is sourced from each regulator's public register, which we read on a daily schedule (see coverage methodology). We use commercially reasonable efforts to keep data accurate but information returned by the Service is provided for informational purposes only and does not constitute legal advice, regulatory guidance, or a substitute for direct verification with the issuing regulator.

You are solely responsible for your own compliance, KYB / AML, and merchant-onboarding decisions. Critical regulatory decisions should always be confirmed against the regulator's primary register. We surface the canonical source URL on every license record so you can do exactly that.

We do not guarantee how quickly a change published by a regulator appears in the Service. A change appears only once we have successfully read it from the regulator's publication, which can take longer than a day when a regulator's site is unavailable or blocks automated reads, or when an unusually large change is held for confirmation; a register we cannot read is left unchanged, never guessed. Every status shows when we last read it, and the time of our last successful read of each register is published on our status page and at /v1/health/coverage.

3. Account responsibilities

• You must keep your account credentials and API keys confidential. You are responsible for all activity under your account.
• API keys are issued per-account; sharing keys across organisations or reselling raw access is prohibited.
• You must notify us immediately at legal@igregulator.io if you suspect a key has been compromised. Compromised keys are revoked at our discretion.
• Each account is single-tenant. If you operate multiple businesses, each one needs its own account and subscription.

4. Acceptable use

You agree not to:

• Scrape, mirror, or re-publish bulk Service data outside what your subscription tier permits;
• Resell, sublicense, or white-label raw API responses without a written agreement;
• Circumvent rate limits, plan quotas, or authentication mechanisms;
• Use the Service to harass, defame, or unlawfully target any operator or licensee;
• Use the Service in violation of applicable law (including AML and sanctions regimes) or any regulator's terms governing the underlying public register;
• Reverse-engineer, decompile, or attempt to extract the Service source code beyond what's permitted by applicable law.

5. Subscription, billing, cancellation

A new account has no plan until it starts one. The Starter plan (€45 a month or €450 a year) begins with a 14-day free trial that needs a card: the card is charged on day 15 unless you cancel before then, and each account gets one trial. Pro and Business are bought outright, with no trial — by card, or invoiced for three months or more on request from your account's Billing page (the invoice is issued by Paddle and payable within 14 days). Prices are in euros, excluding VAT. Enterprise is arranged by email. Legacy trial accounts are served exactly as Starter.

Invoiced plans run for the period invoiced and end on their end date unless renewed. After that date, keyed API requests answer 402 plan_ended and no webhook is delivered; for 14 days the dashboard stays open so you can request a new invoice and pay, and after that it opens on Billing only. Keys, watchlist and webhook endpoints are kept, and renewing restores them at once. We email you seven days before a plan ends.

Card payments. Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders: Paddle charges your card, adds VAT or sales tax where it applies, issues the receipt and invoice, and provides all customer service inquiries and handles returns. Paddle's own buyer terms apply to the purchase.

Card subscriptions are monthly or yearly (a year is billed at ten months' price) and renew automatically at the end of each billing period until cancelled. You can cancel at any time from your account's Billing page (it opens Paddle's customer portal); cancellation stops the next renewal, and the plan stays active to the end of the period already paid. If a renewal payment fails, you have 14 days to complete it; after that the plan ends as described above for invoiced plans.

Refunds. Any payment can be refunded in full within 14 days of the charge, for any reason — see the Refund Policy. After 14 days payments are not refunded, except where applicable consumer-protection law requires it.

6. Intellectual property

The Service software, schemas, and documentation are owned by iGregulator. The underlying licensing data is sourced from public regulator registers and remains subject to the terms of each regulator's primary publication.

You retain ownership of any data you submit (e.g. webhook endpoint URLs, watchlist configurations). By submitting data you grant us a limited licence to process it for the sole purpose of operating the Service on your behalf.

7. Limitation of liability

To the maximum extent permitted by law, the Service is provided "as is" without warranty of any kind, including but not limited to merchantability, fitness for a particular purpose, accuracy, or non-infringement.

Our aggregate liability arising out of or related to the Service is limited to the amount you paid us during the twelve (12) months preceding the event giving rise to the claim. We are not liable for indirect, consequential, special, or punitive damages, including loss of revenue, regulatory fines, or business interruption.

8. Termination

You may terminate your account at any time. We may suspend or terminate access for material breach of these Terms, suspected fraud, prolonged non-payment, or where required by law, with reasonable notice except where such notice is impractical (e.g. immediate security risk). Termination does not entitle you to a refund of pre-paid fees beyond what's required by applicable law.

9. Changes to these Terms

We may update these Terms over time. Material changes will be announced via the changelog and, for active subscribers, by email at least 30 days before they take effect. Continued use of the Service after the effective date constitutes acceptance of the updated Terms.

10. Governing law and disputes

These Terms are governed by the laws of Spain. Disputes will be submitted to the exclusive jurisdiction of the courts of the founder's place of registered self-employment (autónomo), except where mandatory consumer-protection law in your country of residence provides otherwise.

11. Contact

Legal inquiries: legal@igregulator.io. General contact: founder@igregulator.io.